Tennessee sits directly in the active 'Dixie Alley' storm corridor. Recent tornado outbreaks in Nashville, Clarksville, and Cooke...

Hosting holiday dinners, barbecue parties, or wedding receptions at home involves serving alcoholic beverages. Under Social Host Liabilit...

Homeowners with finished basements debate whether to install a 12V battery backup sump pump or a whole-house standby generator (Generac) ...

College students carry expensive laptops, smartphones, tablets, and bikes. Are their belongings automatically covered under their parents...

College students head to university campuses carrying thousands of dollars in high-tech educational tools: high-performance laptops, iPads...

Property and casualty insurance is not a static 'set-it-and-forget-it' bill—it is a dynamic financial defensive fortress that shi...

Opening your renewal statement to find a 20% rate increase is frustrating, especially if you never filed a claim. Here are the 7 primary d...

After a devastating house fire or tornado, proving to an insurance adjuster that you owned 40 dress shirts, high-end electronics, and fin...

Lowering your annual homeowners insurance costs does not require gutting your essential coverage or exposing your life savings to devasta...

Under FEMA's Risk Rating 2.0 system, an Elevation Certificate (EC) prepared by a licensed land surveyor establishes the exact height...

In the majority of US states, your credit history can influence your home insurance quotes more than the architectural style or age of yo...

Many homeowners seeking quick rate comparisons search for 'instant home insurance quotes with no personal info' to avoid aggressi...

Developed by the Insurance Institute for Business & Home Safety (IBHS), the FORTIFIED Home™ Standard is an engineering building stan...